Once more, yesterday’s planned exchange of contracts on the house purchase didn’t take place. To compound the issue, the date for completion has been postponed by the seller’s solicitors who aren’t very good at answering their phone or responding to messages, meaning that we would need to put furniture into storage with the consequent additional removal fee. Our preparations were based on a completion date given by them. When not actually doing anything else, I have therefore spent the day expressing our frustrations about this and urging people to honour previous undertakings. I can’t be bothered to detail all the to-ing and fro-ing, except to say that no promised phone calls were received after 3 p.m., which means nothing probably happened today either. And now we have the weekend………
Early this morning we drove back to Hordle Beach to deliver the photograph taken two days ago to Richard. He was not at his hut, so, as advised, I placed the print in a box inside a clear plastic recycle bag and stuck it behind the decking lodged at the front of the hut.
As is clear from the shingle still piled up around neighbouring huts, Richard has done a magnificent job since we left him. The structure at the front of the building provides a platform over the pebbles when it is occupied, and a protective shield when it isn’t.
The incoming waves continued to push the shingle uphill as they struck home and climbed over the wall they had created. Further along the coast it was easy to see, from the spray bouncing off the breakwaters, how the banks holding the higher huts had crumbled.
It was only today that I realised that Auntie Gwen is responsible for my desire to make good pictures of incoming waves. I remembered that my godmother had one painting which wasn’t a devotional one, like The Sacred Heart. This was a large, long, seascape that fascinated me because of the iridescence captured by the skilful painter. The picture held pride of place when Gwen still occupied rooms in her parents’ now demolished house at 18 South Park Road, Wimbledon. I don’t recall seeing it after she moved to Latimer Road.
As we were preparing to return home in the courtesy car supplied by Wells Garage, I received a call to say that Jackie’s Modus was ready for collection. We therefore diverted to Ringwood and swapped cars. The garage have done their usual thorough job at marginally less than the quoted price; fixed the passenger door without charge; and quoted a nominal fee for the loan of their vehicle. As usual when they do a job for us, they gave the car a thorough clean as well. It is good to know that someone at least sticks to the time quoted and doesn’t bump up expenses.
Thinking of expenses, given that we are already paying income and purchase tax, the amount of stamp duty and VAT for services that has been added to the cost of both the house purchase and car repair seems exorbitant to me.
One illustration to my post of 26th was of the ingredients of a vegetable base for soups. Today’s lunchtime chicken and vegetable soup put that to good use. Here we present the method of creating it:
If you have frozen your pre-cooked vegetable base don’t forget to defrost it in good time.
Stir-fry your chopped chicken pieces, onion and garlic. In the meantime poach, in chicken and vegetable (one cube of each) stock, any previously uncooked vegetables you may wish to add. Today’s additions were carrots, mushrooms and, in the absence of lentils, chana dal. Finally, add the thick vegetable base, thinning it with the stock, and simmer for a while. When you feel like it toss in the left-over vegetables from last night’s meal, making sure to bring them to the boil. Ours were red cabbage and brussels sprouts. Please yourselves as to quantity. You may add pepper, but if you have used stock cubes they usually contain enough salt.
If, like us, you have enough prepared for the next day or two, you may care to add further superfluous vegetables from subsequent meals. You never know what you’ll have by the end of it. I can assure you this already wholesome fare improves with keeping.
Moving on to our evening meal, we enjoyed a delicious sausage casserole (recipe), crisp vegetables and swede, potato and onion mash. I drank Languedoc reserve 2012, and Jackie imbibed Roc St Vincent sauvignon blanc of the same vintage. It is worth mentioning that both this Languedoc and the Bergerac of a couple of days ago come from the French Connection Classics sold by Morrison’s. And very good they are too.
Tag: VAT
Chain Reactions
Having read Jane Gardam’s introduction to it, last night I began reading Molly Keane’s 1981 novel, ‘Good Behaviour’.
Early this morning Jackie drove us to Ringwood to make a bank transfer; to visit Ellis Jones solicitors; and to buy some eggs and veg. Rain throughout the night had replenished all the familiar pools, one of which required me to make a wide detour in order in order to pay for parking.
Teetering on a low concrete kerb, I was in danger of stepping involuntarily into the swirling water sent rippling by cars driving through it. In those circumstances one expanding ripple is rapidly followed by another which in turn is ultimately superseded by a smaller one.
Back in October, we felt able, at last, to make an offer for The Old Post House. This was because the buyer of the London house part-owned by Jackie had pressed for completion of his purchase before Christmas, claiming he had both deposit and mortgage agreed in principal. It was not an accurate presentation of his position and caused inordinate delay consequent upon constantly moving goalposts. That sale is now complete, and today we transferred our purchase deposit to our solicitor’s client account. We await exchange and completion dates.
It is more than twenty six years since I bought a house in this country and a lot has changed in that time, not just the prices. Never before have I been caught in a chain. I now understand why our English system is considered to be such a nightmare. For those unfamiliar with this, a chain is the term given to the queue that is created by the fact that most people need to sell one house before they can buy another. No-one can be sure that any one purchase will not break down. Thus if I promise you a certain amount of money for your house, you may then promise someone else a figure for their house. I may have undertaken to buy your property based on another person’s promise to buy mine. If my purchaser reneges, I cannot buy your place, and you cannot proceed with your purchase.
The Ashcombe Road house I bought when I was 21 was my first, and there was no onward chain. All I had to do was secure a mortgage. In 1963 the amount one could borrow was based upon one salary only. It is my conviction that the major reason for constantly rising prices is the relaxation of that regulation, effectively meaning two salaries, and eventually even more, would be required.
It was in 1968 that I bought the second house, in fact the London one mentioned above. Again there was no chain. The price that year was £5,000. It has just fetched £745,000.
There was an ongoing chain in the purchase of the Gracedale Road house in 1980, but, no-one having misrepresented their position, all went smoothly. Again, the transition from there to Lindum House in Newark in 1987, was unproblematic. Perhaps, until now, I have just been fortunate.
Nothing is certain about photo number 46 in the ‘through the ages’ series, except that it was taken during the period when I was blissfully ignorant about the processes of buying and selling property. Wimbledon Common is the most likely location, and Vivien the probable photographer sometime in 1962.
We also have a term ‘chain reaction’. This is employed when one event, usually a disaster, follows upon another. Whilst I was writing the above notes, I received a call from Wells garage giving the diagnosis on Jackie’s Modus. The water pump had failed. This caused the engine to overheat. That destroyed the head gasket. Oil mixed with water. As, it seems, with everything else on this make of car, labour is intensive because the design is such that, even to change a headlamp bulb requires a complete dismantling job. We are stretched so far on the house purchase that now is not the time to contemplate the purchase of a new car. A quick discussion resulted in the decision to have the car repaired at a cost of £1,200. That sum in 1962 would have been £50 short of 50% of the cost of the first house mentioned above. Given that we had forgotten about stamp duty for house purchases and almost everything seems to have VAT added, I suppose you’d also call the car problem a double whammy.
The late afternoon and early evening were bright and clear. We drove up to Eyeworth Pond near Fritham and walked along the gravel footpath, now, like the surrounding fields pretty waterlogged. On 10th November last year the pond was not as full, and the terrain not as covered in water as it was today. A rivulet feeding the lake had then trickled its way across the heathland through which the path runs. Today the rivulets were new threads speeding into what is currently a fast moving stream that could be heard from a distance. The now familiar devastation to the trees was here, in parts, even more dramatic than in some other areas. My photograph shows what is nothing more than a huge limb torn from a nearby tree, the shattered shards giving an indication of the force with which it had come crashing down.
Chilli con carne (recipe); wild rice and peas; and strawberry jelly in evaporated milk provided our sustenance this evening. I finished the malbec.